Disclaimer

Disclaimer – INS-LAB PVT LTD

This Disclaimer governs the use of the websites, web/mobile applications, and all services offered by INS-LAB PVT LTD (hereinafter referred to as "Company", "we", "our", or "us"). By accessing or using any of our platforms, you acknowledge and agree to the terms stated below.

1. General Information Only

The information provided on this website and our platforms is for general informational purposes only. While we strive to keep the content accurate, updated, and complete, we make no guarantees or warranties (express or implied) regarding the accuracy, reliability, suitability, or availability of the content.

2. No Professional Advice

Nothing on this site or our applications constitutes professional, financial, legal, or investment advice. Users are encouraged to consult licensed professionals before making any insurance, loan, or investment decision. Decisions made based on the content are done at your own risk.

3. Insurance Product Disclaimer

• Insurance is the subject matter of solicitation. The terms and conditions of individual policies are governed by the respective insurer.
• Product features, benefits, and pricing are subject to change at the discretion of the insurer and in line with regulatory approvals.
• In case of unit-linked or market-linked products (ULIPs), returns are subject to market risk and are not guaranteed. Please read all scheme-related documents and benefit illustrations carefully before investing.

4. Loan Product Disclaimer

• Loans provided through INS-LAB PVT LTD are subject to approval and eligibility checks by the respective banks/NBFCs.
• Loan terms (interest rate, tenure, EMI, etc.) are at the sole discretion of the lender.
• We are a service facilitator and not a lender. We do not guarantee loan approval or disbursement.

5. Third-Party Content and Links

Our platform may contain links to third-party websites or services. These are provided solely for user convenience. We do not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party websites or applications.

6. Limitation of Liability

INS-LAB PVT LTD shall not be held liable for any loss, damage, or inconvenience arising from:

• Use or inability to use our website/platforms
• Errors or omissions in the content
• Delay or failure in services due to third-party systems or force majeure events

7. No Guarantee of Outcomes

We make no representation or warranty that the use of our services will result in the purchase of a product, approval of a loan, issuance of an insurance policy, or fulfillment of any specific financial outcome.

8. Changes to Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Continued use of the website or services after any changes constitutes your acceptance of the updated terms.

9. Contact Us

For questions or clarifications regarding this Disclaimer, you may contact: