About Us

A trusted advisor at your table, in your city

INS-LAB uses technology to deliver trustworthy insurance and loan advice at a cost that scales, reaching families from metro cities to tier 3 towns.

2022

Founded in Bengaluru

CA0983

IRDAI corporate agent

Offices: Bengaluru, Belagavi, Chennai

20+

Insurer and lending partners

What we offer

Insurance and loans, under one roof

One advisory team for protecting what you have and funding what comes next.

Insurance

Cover compared across our full insurer panel, with a named advisor from quote to claim.

MotorCar and two-wheeler cover→HealthIndividual and family floater→LifeTerm and savings plans→TravelDomestic and international trips→Commercial vehicleGoods carriers and fleets→SMEShops, offices and staff→PetVet and treatment cover→

Get a quote

Loans

Offers shopped across twenty-plus banks and NBFCs, with the best rate pushed for before you sign.

PersonalUnsecured, minimal paperwork→BusinessWorking capital and expansion→HomeBuy, build or transfer→Loan against propertyUnlock your property's value→Used carPre-owned cars up to 8 years old→Two wheelerLow down payment, quick approval→

Check eligibility

What we stand for

Integrity

Honest advice, even when it means telling you not to buy.

Innovation

Technology that makes insurance and loans simpler to get.

Collaboration

Shared success with our customers, partners and team.

Customer first

Every product fitted to the person, not the other way round.

Milestones

Our journey since 2022

Meet the team

A small, senior team across insurance, loans and technology.

Rajesh Rao

Founder & Director

N R Lakshminarayana

Principal Officer

Rashmi Rao

Chief People Officer

Raghavendra Ayanji

Business Head: Financial Services

B S Kumar

Business Head: Used Car

Arunakumara N

CTO

Rajesh P R

Finance Manager

Victor Thomas

Manager, Planning & Data Analysis